"asset-quality-stress"

There will be a slowdown in collections, which will translate to some amount of higher delinquencies in the near term.

The GNPA ratio may shoot up to touch 20 per cent of the overall assets once the Supreme Court order on bad asset recognition comes in

The bank had said that a total of over Rs 18,551 crore of its Rs 1.69 lakh crore of advances were in some stress as of December 31, 2020.