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WhatsApp can expand its UPI user base in a graded manner starting with a maximum registered user base of 20 million in UPI, NPCI said.

The 'RuPay Festive Carnival' will provide benefits aimed at encouraging safe, contactless and cashless payments, NPCI said in a release.

Speaking at RAISE 2020 event, Dilip Asbe said that financial services are fairly rule-based now and the industry has started looking at AI in a fairly good manner.