The Employees’ Provident Fund Organisation (EPFO) has tested a new facility enabling subscribers to withdraw provident fund savings directly into their bank accounts via UPI. The EPFO also plans to introduce WhatsApp-based services for balance checks, claim tracking, and grievance redressal.
The government has merged 13 Provident Fund (PF) withdrawal provisions into one simplified framework, enabling employees to withdraw up to 75% of their PF balance — including employer contributions — after 12 months, easing eligibility and reducing claim rejections.