"banking-and-financial-technology"

Small and medium scale merchants such as local retail shops, grocery stores, pharmacies, etc., that have an account with Bank of Baroda, and are registered on the bobMerchant App, can now independently design and run cashback/loyalty programmes

A Ph.D. from IIT Delhi, Prof. D. Janakiram was awarded the Boyscast Fellowship in 1997, the IBM Faculty Award in 2007 and Yahoo Faculty Grant in 2009.