Top Benefits of Having a Metal Credit Card
Some of the best metal credit cards that are available in the market today are the IDFC FIRST Bank Ashva Metal Credit Card and the IDFC FIRST Bank Mayura Metal Credit Card. These have been designed keeping in mind those customers who like both premium design and good value.
Metal credit cards have become increasingly popular, not only because they look premium but also because they offer great financial and lifestyle benefits. Unlike regular plastic cards, a metal credit card is crafted with strength, prestige, and improved utility in mind. Some of the best metal credit cards that are available in the market today are the IDFC FIRST Bank Ashva Metal Credit Card and the IDFC FIRST Bank Mayura Metal Credit Card. These have been designed keeping in mind those customers who like both premium design and good value.
- Premium look, premium experience
These credit card makes an immediate impression with its refined, high-end finish. Both the Ashva and Mayura credit cards have a distinct, luxurious feel that elevates even the most ordinary transaction.
- Increased reward structures
The benefits of the Ashva and Mayura Credit Cards include:
- 5X reward points on eligible spends up to ₹20,000 in a month.
- 10X reward points on spends made above the threshold of ₹20,000 and on birthday spends.
- 3X reward points on spends made towards rent, education, government transactions, and wallet loads.
- 1X reward points on spends made towards insurance and utility payments.
- 30 bonus reward points per ₹150 spent on flight bookings made through the IDFC FIRST Bank app.
- 50 bonus reward points per ₹150 spent on hotel bookings done through the IDFC FIRST Bank app.
- Better travel benefits
The Ashva Metal Credit Card offers:
- Four complimentary domestic airport lounge visits and two complimentary international airport lounge visits every quarter.
- Minimal forex fee at just 1%, especially suitable for international purchases and also for spending on travel.
- Comprehensive travel insurance coverage of up to USD 1,200.
- Trip cancellation cover of up to ₹25,000, providing financial security when plans change at the last minute.
The Mayura Metal Credit Card offers:
- Four free domestic and four free international airport lounge visits per quarter, including one guest access.
- Zero forex charges, especially valuable for frequent international travellers.
- Comprehensive travel insurance with coverage up to USD 1,200.
- Trip cancellation cover for up to ₹50,000, making it highly beneficial for travellers with advance bookings.
- Strong protection and peace of mind
- The Ashva and Mayura Metal Credit Cards come with air accident cover of ₹1 crore, which is quite extensive coverage for frequent flyers.
- Both Ashva and Mayura Metal Credit Cards have a lost card liability cover of ₹50,000 to safeguard one from unauthorised transactions.
- Both cards come with complimentary roadside assistance worth ₹1,399, adding a great deal to the convenience and safety of travel.
- Lifestyle privileges that add real value
The Ashva Metal Credit Card offers:
- Buy One Get One free movie benefit with savings of up to ₹400 twice every month.
- Access to golfing once a month in the form of either a free round or lesson upon meeting the spend criteria.
The Mayura Metal Credit Card offers:
- Buy One Get One free movie benefit with savings of up to ₹500 twice every month.
- Complimentary golf privileges twice a month upon meeting the required monthly spend.
- High spending power with premium convenience
Usually, a metal credit card reflects improved financial status, which is bestowed with premium credit limits, better travel privileges, quicker reward accumulation, and smoother spending. Users can explore the effortless credit card application process via the IDFC FIRST Bank website to upgrade to these metal cards.
Conclusion
Metal credit cards offer so much more than their look and feel. IDFC FIRST Bank’s Ashva and Mayura Metal Credit Cards balance premium build with high rewards, travel privileges, lifestyle benefits, and comprehensive protection features. Whether your focus is travel, luxury, or simply maximising daily spends, these cards rank among the finest metal credit cards today. By choosing the right metal credit card, you upgrade not just the way you pay but the value you receive every time you use it.
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