Travel Credit Cards with Airport Lounge Access in India
To enjoy these privileges, you need to apply for a credit card that offers additional benefits, such as reward points, discounts, and complimentary travel insurance. Several leading banks in India, including Axis Bank, SBI, HDFC Bank, and AU Bank, offer travel credit cards with lounge access benefits.
New Delhi: Airport lounge access is a valuable benefit that enhances comfort and convenience during travel. Many travel credit cards provide complimentary access to lounges at both Indian and international airports.
To enjoy these privileges, you need to apply for a credit card that offers additional benefits, such as reward points, discounts, and complimentary travel insurance. Several leading banks in India, including Axis Bank, SBI, HDFC Bank, and AU Bank, offer travel credit cards with lounge access benefits.
Popular choices include the Axis Bank Magnus Credit Card, SBI Card Miles Elite, and Marriott Bonvoy HDFC Bank Credit Card. Whether travelling domestically or internationally, these cards allow you to relax in airport lounges.
Some of the Best Travel Credit Cards with Airport Lounge Access
Some credit cards from leading banks, such as HDFC Bank and Axis Bank, offer a range of benefits, along with airport lounge access. These include travel perks such as fuel surcharge waivers, reward points, insurance cover, low foreign currency markup, discounts on flight bookings, and more.
SBI Card Miles Elite
This card offers welcome benefits, Travel Credits on spending, and extra lounge access. It has an annual fee and a renewal fee of Rs 4,999 plus applicable taxes.
- 5,000 travel credits as a Welcome Gift,
- 20,000 Bonus travel credits on annual spending of Rs 12 Lakhs
- 6 travel credits for every Rs 200 spent on travel
- 2 travel credits for everyRs 200 on all other spend
- 6 complimentary international airport lounge visits every year (maximum 2 per quarter)
- 8 complimentary domestic airport lounge visits every year (maximum 2 per quarter)
- Up to 6 flight cancellations per year; maximum ₹3,500 each
- Air accident cover of up to Rs 1 Crore
- Foreign currency markup charge of 1.99% on international usage
- 1% Fuel Surcharge Waiver across all petrol pumps
Axis Bank MAGNUS Credit Card
This card offers unlimited complimentary access to both international and domestic airport lounges, along with complimentary meet-and-greet services. It also provides unlimited international lounge visits at no extra cost. The annual fee for this card is Rs 30,000 plus taxes.
- Unlimited complimentary international lounge visits and 4 guest visits yearly with propriety pass membership
- Enjoy unlimited access to select airport lounges across India
- Up to 15% off on international and domestic Oberoi and Trident Hotels
- Select a voucher worth Rs 5,000 from options like a Luxe gift card, PostCard Hotel gift voucher, or Yatra gift voucher
- Up to 30% discount at over 4,000 restaurants in India
Marriott Bonvoy HDFC Bank Credit Card
This card is issued in collaboration with Marriott Bonvoy Rewards. It offers complimentary access to both international and domestic airport lounges. Additionally, it provides insurance coverage for loss of checked-in baggage and air accidents. The renewal fee for this card is Rs 3,000 plus applicable taxes.
- 8 Marriott Bonvoy Points for every Rs 150 spent at Marriott Bonvoy participating hotels
- 4 Marriott Bonvoy Points for every Rs 150 spent on travel, dining, and entertainment
- 5% foreign currency markup on foreign currency spends
- 12 complimentary visits to airport lounges across India at domestic and international terminals
- Credit shield insurance coverage of up to Rs 1,00,000
- Loss liability cover of up to Rs 1,00,000
Ixigo AU Credit Card
This card offers an exclusive 10% discount on flight and train bookings, along with instant discounts on hotel reservations. You can make international purchases without concern, thanks to the zero-forex markup fee. Additionally, this lifetime-free card does not impose any annual or joining fees.
- Reward points on train bookings
- 10% off on flight bookings; capped at Rs 1,000
- 10% off on hotel bookings; capped at Rs 1,000
- 10% off on bus bookings; capped at Rs 300
- 1,000 Reward Points and Rs 1,000 Ixigo money vouchers on first transaction
- No payment gateway (PG) charges on train bookings
- 20 reward points on spending on Ixigo train bookings
- 1 complimentary international lounge visits per year
- 16 complimentary domestic airport and railway lounge visits each year
- 1% surcharge waiver at all fuel stations in India; capped at Rs 250
Tata Neu Infinity HDFC Bank Credit Card
This card offers rewards and cashback as NeuCoins, which you can redeem on the Tata Neu app. Although it is a rewards credit card, it also provides exclusive access to airport lounges in India and at international airports. The card has a joining fee of Rs 1,499 plus applicable taxes.
- Zero liability on fraudulent transactions on a lost card
- 2% foreign currency markup on international spends
- 8 Complimentary domestic lounge access per calendar year with Rs 2 charged to the Credit Card for the Lounge Access
- You and an add-on member combined can get up to 4 complimentary lounge visits per calendar outside India using the Priority Pass
- 1% fuel surcharge waiver at all fuel stations across India
- Waived off renewal fee for spending Rs 3 Lakhs or more yearly
Benefits of Choosing Travel Credit Cards with Airport Lounge Access
A credit card with airport lounge access offers a convenient and comfortable travel experience. These cards also provide bonus air miles, flight ticket discounts, and insurance benefits.
- Travel credit cards offer the flexibility to access airport lounges at various airports for free. This access includes additional features such as Wi-Fi, showers, refreshments, beds, and even spas.
- Frequent travellers can save significantly with some of the best travel credit cards in India. Cards like the ixigo AU Credit Card offer benefits on train, flight, and bus bookings.
- Certain cards, such as the Marriott Bonvoy HDFC Bank Credit Card, provide insurance to cover travel discrepancies.
- Some of the best travel credit cards, like the ixigo AU Credit Card, are lifetime-free, allowing you to maximise your savings.
- You can apply for a credit card at a bank or NBFC online from the comfort of your home. Many banks and NBFCs have made the application processes completely online and convenient.
- Cards with airport lounge access often offer an additional interest-free credit period for a limited time.
- Several credit cards provide waivers on flight tickets and fuel, making travel more cost-effective.
Conclusion
Some of the best travel credit cards in India offer airport lounge access, ensuring a more comfortable journey. These cards provide benefits such as high reward points, vouchers, and discounts on flights and hotel stays. Choosing the right card allows you to enjoy a seamless experience while maximising savings and comfort.
Several cards also include concierge services, golf sessions, dining discounts, and luxury hotel stays. The right card can provide travel insurance for unexpected situations, making your travel more secure and cost-effective.
